Market Downturns Happen. Just How Often?

Most people are not aware just how often financial market downturns occur. Financial markets are known to dip like an elevator (fast) and rise like taking the stairs (slow & steady). While you might prefer to ride in the elevator up, remember that markets rise based on fundamentals and technicals: earnings, growth, yields, yield curves, federal reserve moves, political, geopolitical events, etc. Drops typically occur due to fear of the unknown. If you plan ahead for your goals and needs, you can rest assured the markets are not something to worry about on a daily basis.

Protecting Your Loved Ones With Life Insurance

Your life insurance needs will depend on a number of factors, including the size of your family, the nature of your financial obligations, your career stage, and your goals. For example, when you’re young, you may not have a great need for life insurance. However, as you take on more responsibilities and your family grows, your need for life insurance increases.