Good Investments
that are Right for You

Market Downturns Happen. Just How Often?


Most people are not aware just how often financial market downturns occur. Financial markets are known to dip like an elevator (fast) and rise like taking the stairs (slow & steady). While you might prefer to ride in the elevator up, remember that markets rise based on fundamentals and technicals: earnings, growth, yields, yield curves, federal reserve moves, political, geopolitical events, etc. Drops typically occur due to fear of the unknown. If you plan ahead for your goals and needs, you can rest assured the markets are not something to worry about on a daily basis.

Every investor is different.

Your investments should take into account your investment needs, time horizon, and financial goals. Diversifying your portfolio by investing not only in equities and fixed income funds, but also in commodities, market neutrals, and even cash during volatile times can help reduce overall portfolio volatility.

Your long-term success starts with a long-term plan.

Many Americans would rather do anything else rather than build a budget and financial plan including an investment plan; however, it can provide you the best success. Talk to your adviser today.

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To people of faith, hearing that the economy moves in cycles may sound very similar to one of our favorite passages in Ecclesiastes.


If you’re interested in getting a few more stamps on your passport without ever leaving the country, investing in overseas markets might appeal to you.


Believe it or not, your most valuable asset is you. Put another way, your most valuable asset is your ability to earn income over your lifetime. By working for 30, 40, or maybe 50 years, you can generate a considerable amount of income for yourself and your family.

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We live in a world of smart phones, smart cars, and smart televisions. So it may come as no surprise to hear that smart economics are trending, too.

What Does A Strong Dollar Mean For The U.S. Economy?

Every year, the College Board releases new college cost data and trends in its annual report. The figures published are average cost figures based on a survey of approximately 4,000 colleges across the country.
man and woman looking at social secuity paperwork

Social Security’s Uncertain Future: What You Should Know

Social Security is a pay-as-you go system, which means today's workers are paying taxes for the benefits received by today's retirees. However, demographic trends such as lower birth rates, higher retirement rates, and longer life spans are causing long-run fiscal challenges. There are simply not enough U.S. workers to support the growing number of beneficiaries. Social Security is not in danger of collapsing, but the clock is ticking on the program's ability to pay full benefits.