Personal Finance Numbers To Know
With personal finance, understanding the numbers can be critical for your long-term financial health. In this article, you’ll learn about net worth, credit scores. credit card debt, mortgage balances, interest rates, and social security benefits.
NOT ALL MUNICIPAL BONDS ARE CREATED EQUAL
Some investors take an interest in municipal bonds when they learn about the potential tax advantages they offer. But it’s important to remember that not all municipal bonds are created equal, and the tax treatment of one can be much different than the tax treatment of another.
DO I NEED A BUDGET?
“If you don’t know where you want to go, then it doesn’t matter which path you take,” said the Cheshire Cat in Lewis Carroll’s classic novel, Alice in Wonderland.
BACK TO SCHOOL: THE APPEAL OF A 529 PLAN
Paying for the cost of college is a critical financial goal for many families. Both students and their parents believe college is an important investment that can create opportunities.
AN INTRODUCTION TO TRUSTS
“Trusts? They’re for rich people.” We often hear this when we start a discussion about the role a trust can play in a family’s overall estate strategy.
RETIREES TALK ABOUT RETIREMENT
One of the best resources for “real-time updates” on how retirees are settling into retirement is the Retirement Confidence Survey, which has been conducted for the past 33 years by the Employee Benefit Research Institute.
WHAT THE YIELD CURVE SAYS ABOUT THE HEALTH OF THE ECONOMY
Turn on the television or browse the Internet, and you’ll see there’s no shortage of opinions about what’s next for the economy.
WHAT TO CONSIDER WITH A VACATION HOME
You’re on vacation, you have a little
extra money in your accounts, and you start to think, “this would be a great place to have a vacation home.”
EMERGENCY FUND FUNDAMENTALS
When most people hear the expression “emergency fund,” they think of setting aside money to pay for unexpected expenses
DISABILITY INSURANCE: INSURING YOU, INC.
Believe it or not, your most valuable asset is you. Put another way, your most valuable asset is your ability to earn income over your lifetime. By working for 30, 40, or maybe 50 years, you can generate a considerable amount of income for yourself and your family.
