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Tips for Online Shopping

Kid sitting with parents opening gift box while sitting next to christmas tree. Young family celebrating christmas with presents.

Have you ever been looking at something while you searched the internet and found that, a few minutes later, you started getting ads for similar products on your phone, computer, and tablet?

It’s called retargeting or remarketing, and retailers use this marketing strategy to help stay top-of-mind.

So it should come as no surprise to hear that the entire online shopping experience has been engineered to win your business. As we move into the holiday shopping season, here are some tips to help you better understand how retailers use the “online machine” to their advantage.

“And the Word became flesh and dwelt among us, and we have seen his glory, glory as of the only Son from the Father, full of grace and truth.”

John 1:14

Yes, You’re Being Watched2

Retailers collect data on your website browsing patterns, how long you linger on products, and what price points make you hesitate. They use this to adjust what they show you when they send you a retargeting advertisement. Interestingly, the same item can display different prices based on your device, location, and browsing history. This isn’t conspiracy. It’s behavioral economics at scale.

Pro Tip: Try opening an incognito window for your searches. This might help clear your data trail and offer you a cleaner view of actual prices before personalization algorithms kick in.

To Return or Not Return? That Is the Question

A no-questions-asked return policy isn’t just convenience. It’s implicit insurance on your purchase. High-quality retailers offer this because they know their products are sound. When comparing two vendors with similar prices, the one with the more generous return window carries less financial risk for you. Keep this in mind when looking at higher-priced items.

Hidden Costs

A $9.99 monthly subscription feels like nothing until you realize you haven’t used the service in three months. The psychology of a small recurring charge is powerful precisely because it doesn’t trigger the same decision-making process as a large upfront cost does. If the monthly price appears too good to be true, multiply it by 12 before hitting the “agree” button.

Loyalty Programs

Retail loyalty programs work because they enable retailers to track your spending and optimize what they show you. Know what you are getting into before you sign up.

The Cost of Convenience

Same-day delivery has a real cost. Retailers factor in the price of leaving your house, driving to a store, and browsing when they promote a product. Expedited shipping also can add to the true cost of your purchase.

In Latin, the saying is “praemonitus praemunitus.” Translated, it means “forewarned is forearmed.” Online shopping offers tremendous convenience, but shoppers who know how retailers operate can better shop on their own terms, not the retailer’s.

  1. Statista.com, 2026
  2. Fortune.com, July 3, 2026

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